01
Protection
Permanent life insurance provides a death benefit as long as policy requirements are met.
INDEXED UNIVERSAL LIFE
Protection Today. Potential for Tomorrow.
Explore how Indexed Universal Life insurance may fit into your long-term financial strategy.
UNDERSTANDING YOUR OPTIONS
What Is Indexed
Universal Life Insurance?
Indexed Universal Life insurance, commonly called an IUL, combines permanent life insurance protection with the potential to accumulate cash value.
Interest credited to an indexed account is generally determined using a selected market index, subject to caps, participation rates, floors, charges, crediting methods and other policy limitations. You are not investing directly in the stock market.
02
Potential Accumulation
A portion of policy value may receive interest based on an index-crediting strategy.
03
Potential Access
Policyowners may access available cash value through withdrawals or policy loans, subject to policy provisions.
An IUL is an insurance product, not a direct investment in a stock-market index. Performance is affected by insurance costs, fees, funding levels and other policy provisions.
YOUR GOALS COME FIRST
Could an IUL Be Right for You?
An IUL is not appropriate for everyone. Our process begins by understanding what you’re actually trying to accomplish.
Families
Permanent financial protection and the opportunity to build policy value.
Business Owners
Insurance as part of business protection, succession or long-term planning.
High-Income Professionals
Additional strategies to complement savings and retirement planning.
Legacy-Focused Families
Financial resources for children, grandchildren, charities or future generations.
Individuals Preparing for Retirement
Long-term financial strategies beyond traditional retirement accounts.
A POLICY WITH A PURPOSE
Your Financial Future Deserves More
Than a One-Size-Fits-All Policy.
Tell us what you’re trying to accomplish and we’ll help you explore
life insurance options aligned with your goals.
Insurance Disclosure
GE Insurance Agency provides information regarding insurance products offered through licensed insurance professionals. Insurance products are subject to eligibility, underwriting requirements, policy provisions and availability within the applicant’s state.
Indexed Universal Life insurance includes insurance costs and other policy charges. Index performance does not represent direct investment in an index or securities market. Illustrations contain both guaranteed and non-guaranteed elements, and actual policy performance may differ from illustrated values.
Withdrawals and policy loans reduce available cash value and death benefits and may cause a policy to lapse. Policy loans generally accrue interest. A lapse or surrender of a policy with an outstanding loan may result in tax consequences.
GE Insurance Agency does not provide individualized legal or tax advice. Consumers should consult qualified legal, tax and financial professionals regarding their individual circumstances.